Savings fact: Compound interest equals magic. Saving $200 a month at a 5% return for 10 years will grow to over $30,000, but if you wait five years to start, you’ll earn $12,000 less. The earlier you start, the better! | FreeStar Financial Credit Union

Did you know? You can boost your credit score just by paying rent on time. Many services now report rent payments to credit bureaus. Good habits = good credit. | FreeStar Financial Credit Union