How to Get a Bank Loan in the Philippines – Grit PH
How to Get a Bank Loan in the Philippines – Grit PH
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Bakit biglang tumataas ang housing loan mo? 🤔 Akala mo fixed na ang interest rate? Bakit parang nag-iiba ang monthly amortization? Ito ang hindi alam ng maraming borrowers. Maraming first-time homebuyers ang nagugulat kapag biglang tumataas ang monthly payment nila sa bank housing loan. Ang dahilan? Hindi nila naiintindihan ang difference ng fixed interest rate at repricing period. Kapag sinabi ng bank na “fixed for 3 years”, ibig sabihin hindi gagalaw ang interest rate mo sa unang tatlong taon
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