Most homeowners’ associations in the USA have legal power to fine owner-members for violations to covenants, restrictions, and rules. This post explains why I firmly believe all states should revoke ...

In my view, the financial risks and social pitfalls of owning property under an HOA far outweigh any benefits. So I love the fact that lawmakers are starting to talk about undoing the failed HOA ...

News of dramatically falling condo demand and drastic price reductions is spreading around the world. According to the Daily Mail (a U.K. publication), Florida, Texas and California are bearing the ...

In this post, I take a bold, Big Picture view of HOA problems. I define HOA problems broadly, to include any combination of the following: I know this may sound radical to some readers. But, the ...

The latest twist to the HOA industry’s attempts to exempt community associations from CTA: trying to convince FinCEN that homeowners and condominium associations are “low risk entities.” In FinCEN’s ...

Independent American Communities (IAC) blog contains more than 1,500 posts and articles that provide real life examples of the risks and disadvantages of owning a home in an HOA community, including a ...

The U.S. housing affordability crisis is not just about high home prices and mortgage interest rates. Nor is it merely an issue of a low supply of new construction housing. The real problem is a ...

Arizona homeowners have several new HOA laws for 2024. Four of these new laws are summarized in this post. Learn about several new consumer protections — or lack thereof. Signed by Governor Hobbs on ...

Do you think that all tiny homes are affordable? Would you pay $140,000 for a 660 square foot tiny home, governed by an HOA, in San Antonio, Texas? Do you think this it’s a good buy? In the past ...

In my previous post, Buying a home or condo? 10 tips to check out the HOA, I touched on the importance of carefully reading the governing documents that apply to the home or condo you’re planning to ...

According to a recent alert from Dennis Legere of Arizona Homeowners Coalition (AZHOC), state Legislators appear ready to pass a bill that would stick condo owners with the Association’s full ...

Many members of the Yorba Linda Villages Condominium Association (CA), fear they will be forced to sell their homes. Homeowners say they cannot afford the recent steep increase in their HOA fees.