Early retirees may be 'cheating themselves,' says 4% rule creator—they can likely withdraw more money each year

Retirement researcher Bill Bengen has updated the classic 4% rule and says some retirees can safely plan to withdraw 4.7%, ...

Retire in your 50s? 3 powerful systems can help you fund early retirement in the U.S. without stress, penalties, or tax shocks

A Roth conversion ladder is a little-known but somewhat clever strategy to minimize taxes in early retirement. The strategy ...

More 401(k) Savers Are Making This Incredibly Smart Move -- Should You Follow?

A 401 (k) is a great option because it largely operates behind the scenes and allows people to save and invest for retirement ...

How NPS transformed in 2025: 80% withdrawals, 100% equity, and everything else that made it a future-ready retirement planning tool

The National Pension System has undergone one of its biggest transformations in 2025, with flexible withdrawals, expanded ...

3 Reasons to Make Roth IRA Conversions Early in Retirement

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...
24/7 Wall St. on MSN

54-Year-Old With $4 Million in 401(k) Can Retire Early Using Rule of 55 Strategy

As of 2025, the average 401(k) balance for Americans in their 50s is around 490,000 dollars. That means a 54-year-old with 4 ...

Avoid these 3 retirement withdrawal mistakes at all costs. You might already be wasting hundreds of thousands of dollars

One way to mitigate this issue is to keep some portion of your portfolio in cash or short-term bonds to meet short-term needs ...

NPS exit rules changed: Non-govt subscribers can now withdraw up to 80% of retirement corpus

Under the revised framework, non-government NPS members, including those under the All Citizen Model and Corporate NPS, can ...
GOBankingRates on MSN

I Asked ChatGPT What Retirees Will Regret Most in 10 Years: Here’s How To Avoid These 8 Mistakes

To get a sense of the common regrets retirees have, I enlisted ChatGPT's help. It found these eight regrets and offered ...

NPS New Rules Alert! PFRDA Introduces Major Changes in Withdrawal, Exit Norms & More: All You Need to Know

The National Pension System (NPS) has now brought some flexibility for subscribers after the PFRDA, or Pension Fund ...
24/7 Wall St. on MSN

If You’ve Banked $1 Million By 45, Is It Possible to Retire?

It’s safe to say that everyone hopes to have a nice savings and retirement account by the time they turn 45. The dream should ...
Investopedia

Early 401(k) Withdrawals Could Cost You $100K—Here’s How to Protect Your Retirement

Adam Palasciano is a writer over three years of experience writing about personal finance, investing, student loans, and more, for outlets like GOBankingRates, FinanceBuzz, The Penny Hoarder, and Wall ...