Retirement researcher Bill Bengen has updated the classic 4% rule and says some retirees can safely plan to withdraw 4.7%, ...

A Roth conversion ladder is a little-known but somewhat clever strategy to minimize taxes in early retirement. The strategy ...

A 401 (k) is a great option because it largely operates behind the scenes and allows people to save and invest for retirement ...

The National Pension System has undergone one of its biggest transformations in 2025, with flexible withdrawals, expanded ...

For example, if you pulled $200,000 now and qualified under a penalty-free exception, you’d still pay full income tax on the ...

One way to mitigate this issue is to keep some portion of your portfolio in cash or short-term bonds to meet short-term needs ...

Under the revised framework, non-government NPS members, including those under the All Citizen Model and Corporate NPS, can ...

To get a sense of the common regrets retirees have, I enlisted ChatGPT's help. It found these eight regrets and offered ...

The National Pension System (NPS) has now brought some flexibility for subscribers after the PFRDA, or Pension Fund ...

It’s safe to say that everyone hopes to have a nice savings and retirement account by the time they turn 45. The dream should ...

Think of the "Best of Both Worlds" or total return retirement spending rule as the 4% rule on steroids — retirees live off ...

The RRSP is designed to provide tax-assisted growth and long-term compounding. As a result, this savings tool remains one of ...