When you stop working years before most people, you’re not just retiring early — you’re signing up for an unusually long ...

A 401 (k) is a great option because it largely operates behind the scenes and allows people to save and invest for retirement ...

One way to mitigate this issue is to keep some portion of your portfolio in cash or short-term bonds to meet short-term needs ...

A Roth conversion ladder is a little-known but somewhat clever strategy to minimize taxes in early retirement. The strategy ...

Quick Read US citizens face taxation on worldwide income regardless of where they live. The Foreign Earned Income Exclusion ...

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. Many investors gain penalty-free access to retirement accounts at age 59½ ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

A large portion of employees withdraw their entire 401(k) balance when they leave a job rather than rolling it over to their ...

It’s safe to say that everyone hopes to have a nice savings and retirement account by the time they turn 45. The dream should ...

If you choose early retirement, you have a long money-management journey ahead of you. By choosing the right withdrawal strategy, you can absorb shocks and bumps in the road. The well-worn 4% rule ...