One way to mitigate this issue is to keep some portion of your portfolio in cash or short-term bonds to meet short-term needs ...

A Roth conversion ladder is a little-known but somewhat clever strategy to minimize taxes in early retirement. The strategy ...

For example, if you pulled $200,000 now and qualified under a penalty-free exception, you’d still pay full income tax on the ...

Adam Palasciano is a writer over three years of experience writing about personal finance, investing, student loans, and more, for outlets like GOBankingRates, FinanceBuzz, The Penny Hoarder, and Wall ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

It's important to manage your nest egg wisely. You might assume that building up a retirement nest egg is one of the most challenging things you'll ever have to do. After all, it's not easy to find ...

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...

A large portion of employees withdraw their entire 401(k) balance when they leave a job rather than rolling it over to their ...

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. Many investors gain penalty-free access to retirement accounts at age 59½ ...

It’s safe to say that everyone hopes to have a nice savings and retirement account by the time they turn 45. The dream should ...

Let's be real, retirement planning is tricky. For baby boomers standing at the edge of their golden years, the question keeps ...