Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

Improving your credit score is crucial for financial well-being. Paying bills on time, using secured loans wisely, and ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

When Federal Housing Finance Agency Director William Pulte took to social media to announce that Fannie Mae and Freddie Mac ...

Paying off part of your loan ahead of schedule may sound like a smart idea, but how will it really impact your credit score?

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

While secured cards offer a pathway, alternatives exist for those with fair credit scores, including corporate cards.

A low credit score can raise borrowing costs and impact loan approvals, but it can be improved with simple steps.

An 850+ credit score offers more than low interest rates or loan approvals—it unlocks premium credit products, lower fees, ...

A MAJOR borrowing weapon has axed a £14.99 month fee, allowing users to check their credit score and file for free. Millions ...