The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

Paying off part of your loan ahead of schedule may sound like a smart idea, but how will it really impact your credit score?

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

A low credit score can raise borrowing costs and impact loan approvals, but it can be improved with simple steps.

An 850+ credit score offers more than low interest rates or loan approvals—it unlocks premium credit products, lower fees, ...

While secured cards offer a pathway, alternatives exist for those with fair credit scores, including corporate cards.

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

A MAJOR borrowing weapon has axed a £14.99 month fee, allowing users to check their credit score and file for free. Millions ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Loan foreclosure, or early loan closure, can impact your credit report and score. While it may cause a temporary dip, proper ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...