A Roth IRA conversion is available any time you have money in a qualifying pre-tax account. People choose to make a ...

You can make a Roth IRA conversion at any time, as long as you have money in a qualifying pre-tax account. But the real ...

The SECURE acts introduced several major changes to RMDs over the last few years. The changes impact both retirees and those ...

Converting your 401(k) to a Roth portfolio will allow you to entirely avoid RMDs. This is a legitimate form of tax planning.

Roth and Traditional IRA contribution limits, income rules, and deduction phase-outs can help you make the most of your retirement savings.

As 2025 draws to a close, there are several areas in which high-net-worth taxpayers should be focusing their attention to maximize tax savings for ...

It's possible to withdraw funds contributed to an IRA without paying taxes -- even if the account has been open for less than five years. You can open as many retirement accounts as you'd like, even ...

Oh boy! Did I get your attention? You say, “But Kelly! I thought all Roth IRA distributions were tax free!” I say, “Not so fast, Sparky.” This is embarrassing. I used to think like you. Then I got my ...

For many retirees, 73 is the magic age – the time they must begin withdrawing required minimum distributions (RMDs) from their retirement accounts. Retirees born in 1960 or later have until 75 to ...