Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.
Explore top short- and long-term CD rates available today ...
Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher ...
CD rates are still elevated in 2026. Here's the simplest strategy to lock in yield without getting stuck if rates fall.
Since the end of 2022, there has been a trend of shorter-term CD rates being higher than longer-term CD rates, both for national averages and among high-yield CDs. While seeing CD rates around 4% can ...
CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...