Welcome to another installment of Ask A Music Critic! And thanks to everyone who has sent me questions. Please keep them coming at steve.hyden@uproxx.com. Good to hear from you, Rodolfo. Of course I ...

Is it time to get a certificate of deposit?

Certificates of deposit, or CDs, are an option many people use to set aside money for a short amount of time in order to help reach their financial goals. One of the primary benefits: Interest rates ...