With a annual fee, the positions itself as a premium card—and it largely delivers. While it may not offer quite the same perks as top-tier competitors, it holds its own with a strong lineup of benefits at a lower price point.

A new rewards card with flexible earning potential. Here's how the Citi Strata compares to other no-fee options -- and who it's best for.

If you're looking to earn a large stash of ThankYou points, here are the latest welcome offers for Citi's lineup of Strata credit cards.